Financial protection for a driver who, while operating a vehicle, harms someone else or their property. Automobile liability insurance only covers injuries or damages to third parties and their property, not to the driver or the driver’s property. Automobile liability insurance does not have a deductible.

If you and/or your passengers are hurt in an accident, this can help cover your medical or funeral expenses.

Covers medical expenses and/or repair bills if you’re in an accident, the other driver is at fault and doesn’t have any (or doesn’t have enough) insurance.

Collision insurance is a coverage that helps pay to repair or replace your car if it's damaged in an accident with another vehicle or object, such as a fence or a tree. If you're leasing or financing your car, collision coverage is typically required by the lender.

Comprehensive coverage pays to repair or replace a covered vehicle that's stolen or damaged by something other than collision or rolling over. For example, damage caused by fire, wind, hail, flood, theft, vandalism, falling objects, and hitting an animal is covered.